Terms of Service

1. Acceptance of Terms

By accessing and using The Idea Hub ("Service", "Platform", "we", "us", or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

The Idea Hub is a platform that helps users organize, research, and validate their business ideas using artificial intelligence and large language models (LLMs). Our service provides AI-powered analysis, market research insights, and idea validation tools.

3. AI-Generated Content Disclaimer

• No Guarantee of Accuracy: AI-generated content may be incorrect, incomplete, or biased. We do not guarantee the accuracy, completeness, or reliability of any AI-generated information.
• Fact-Checking Required: Users must independently verify and fact-check all information provided by our AI systems before making any business, financial, or strategic decisions.
• Not Professional Advice: Our service does not provide professional business, legal, financial, or investment advice. Consult qualified professionals for specific guidance.
• Continuous Improvement: Our AI models are continuously updated, but may still reflect limitations, biases, or training data cutoffs.

4. User Responsibilities

By using our service, you agree to:

• Provide accurate and truthful information when creating your account
• Use the service only for lawful purposes and in accordance with these terms
• Not attempt to reverse engineer, hack, or compromise our systems
• Independently verify any AI-generated content before acting upon it
• Respect intellectual property rights and not share proprietary information inappropriately
• Maintain the confidentiality of your account credentials

5. Credit System and Payments

• Credits: Our service operates on a credit-based system where each AI analysis consumes credits from your account balance.
• No Refunds: All credit purchases are final and non-refundable, except as required by applicable law.
• Pricing: Credit prices may change with notice. Current pricing is displayed during purchase.
• Unused Credits: Credits do not expire but are tied to your account and cannot be transferred.

6. Privacy and Data Protection

We respect your privacy and are committed to protecting your personal data. Our collection, use, and sharing of your information is governed by our Privacy Policy, which is incorporated into these terms by reference.

7. Intellectual Property

• Your Content: You retain ownership of ideas and content you input into our system.
• Our Platform: The Idea Hub platform, including its design, functionality, and underlying technology, is owned by us and protected by intellectual property laws.
• AI Outputs: AI-generated content is provided as-is and you may use it according to these terms, but we make no representations about originality or intellectual property rights.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We provide the service "as is" without warranties of any kind
• We are not liable for any decisions made based on AI-generated content
• Our total liability shall not exceed the amount you paid for credits in the past 12 months
• We are not responsible for business losses, lost profits, or consequential damages arising from use of our service
• Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you

9. Service Availability

While we strive to maintain high availability, we do not guarantee uninterrupted access to our service. We may experience downtime for maintenance, updates, or due to factors beyond our control.

10. Termination

We may terminate or suspend your account at any time for violation of these terms. You may delete your account at any time through your profile settings. Upon termination, your access to the service will cease, but these terms will continue to apply to any prior use.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or platform notification. Continued use of the service after changes constitutes acceptance of the updated terms.

12. Governing Law

These terms are governed by and construed in accordance with the laws of the United States and the State of California. Any disputes shall be resolved in the courts of competent jurisdiction in California, United States.

13. About Kupa Creative

The Idea Hub is owned and operated by Kupa Creative, a technology company specializing in AI-powered business tools and creative solutions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: